The information herein is for informational purposes only.  The HDFC Coalition does not provide legal or tax advice and nothing contained herein should be construed to be legal or tax advice.  Accordingly, you should seek advice based on your particular circumstances from a lawyer or independent tax advisor.

Without limiting any of the foregoing and to the extent permitted by law, in no event shall the HDFC Coalition, nor any of their respective officers, shareholders, board members, members or volunteers or anyone else acting for or on behalf of the HDFC Coalition have any liability for any special, punitive, direct, indirect, consequential, or any other damages arising from any use of this publication or its contents.